Linda Aparo, Author at reQuire Real Estate Solutions

Missing, Defective Lien Releases are an ‘Epidemic’

This is a MortgageOrb interview with Linda Aparo. Lien release has always been a problematic area for mortgage lenders and title companies. With alarming frequency, lien releases are improperly recorded, are processed late or the information they contain is inaccurate. This is bad for the industry as a whole because unreleased liens can impact closing quality, borrower experience and secondary salability. To learn more about the underlying causes of this nagging problem, and how it can be addressed, MortgageOrb recently interviewed

5 Common Reasons a Real Estate Closing is Delayed

The clients on both sides are ready and anxious to close, but something has stopped the hands of progress from turning on your deal. Real estate closings don’t always run as smoothly as we’d like and there are a myriad of reasons that a closing can be delayed, or worse, cancelled in the final days. As there are many parties involved in a real estate contract, it’s understandable that delays may happen. Here are five common reasons why a real estate

From CertifID: “It’s Unbelievable How Often This Is Happening.”

Last week we were proud to announce our partnership with CertifID, a unique wire fraud prevention platform designed to safely authenticate the identities of transactional parties and share banking information securely. Today, we’re happy to share a recent blog that was published by CertifID that still remains relevant: Real estate wire fraud is still the fastest growing form of real estate cybercrime, with nearly $1 billion being diverted or almost diverted this fiscal year, according to the FBI and South Florida

No Matter How Incredible Your Compliance Program Is, It’s Not Good Enough Without One, Little Thing

We’ve had a few reminders in the press lately that, although the intense regulatory scrutiny our industry has experienced for several years may have abated slightly in 2017, it’s never a good time to lower your guard when it comes to compliance. We are certainly not here to offer direct compliance advice—that’s for your attorney. But there are several general principles we’ve heard compliance officers mention when it comes to staying on the good side of your friendly neighborhood regulator. One

How Exactly Does the Modern Title Agency Market Release Tracking and Other “Back Office” Services?

It’s not easy winning new title business from mortgage lenders or new referrals from real estate agents. Title agencies and settlement services firms are hamstrung in their efforts to differentiate because of strict regulation which limits our ability to create new products, cut pricing or do many of the other things other traditional industries tend to do to market their wares. For seemingly decades, many agencies relied upon their exemplary customer service in their sales and marketing efforts. In time, however,

Hedging Your Bets For the Return of the HELOC

The biggest events to affect the title industry in 2017 have really been the return of the purchase market as well as the occasional (slight) increase in key interest rates by the Fed. After years of serving a refinance-driven client base, title agents are starting to settle in for the new cycle. But before you get too comfortable (or resigned, for some) with the thought of heavy purchase volume, consider a few other economic indicators. A continued increase in home values

Anything worth doing is worth doing well. Especially when it comes to curative and release tracking

So, you’ve made the decision (the right one, in our slightly-biased opinion!) to turn over some of your title agency’s time and cost intensive services to a qualified third party. Think of the hours you’ll save by having a professional using a proven system to manage your curative as well as release tracking! But before you rush into your purchase, ask yourself a few more questions. After all, anything worth doing is worth doing well. Just about any service provider offering

The Secondary Market, Releases and You

It’s pretty hard to forget that most (if not all) of our title/settlement orders will eventually be going to the same place: the secondary market. In addition to complying with federal regulations, state laws and municipal ordinances, chances are good that you’ll be asked to go above and beyond the letter of the law to meet your particular lender’s requirements. And chances are excellent that those requirements are shaped, in large part, by the requirements of the GSEs for notes they’re

4 Things that Could Go Awry Before a Closing

Buying a home can be a stressful process, no matter how many times you’ve bought and sold properties. Buying a home can be a stressful process, no matter how many times you’ve bought and sold properties. Unfortunately, many still believe that once there is a signed contract in hand it’s smooth sailing until move-in day. This couldn’t be further from the truth as loan documents, titles, and other legal issues are involved in the transfer of property ownership. Here are just

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Linda Aparo

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